Services
We provide tailored wealth and asset management solutions for successful individuals across all professions, multi-generational families, and institutional clients.
Financial Planning
Financial Planning is used to create a roadmap for setting or modifying your financial goals. We take a step approach to assess your current situation, build a strategy to achieve those goals and implement, monitor, and modify that strategy ongoing.
Whether you are planning for retirement, selling a business, planning your legacy and wealth transfer, or looking for a customized portfolio to meet your unique needs, Meristem Private Wealth can support you.
Everyone’s goals are unique and personal. We deliver the highest level of personalization.
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Tax Planning
Explore opportunities to minimize your liabilities while maximizing your wealth through deductions, philanthropic gifts, trusts or retirement plans.
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Investment Management
Work with you to define the appropriate investment accounts and allocation based on risk, your goals, and overall fees and performance of investment vehicles.
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Charitable Giving
Develop a thoughtful plan to ensure your philanthropic goals are achieved through your wealth transfer.
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Estate and Legacy Planning
Build a strategy to protect and shelter your current assets for future generations and developing ongoing gifting strategies.
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Business & Succession Planning
Partner with you to manage liquidity events, structuring the sale of your business, or making effective use of your benefits, compensation and retirement plans.
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Risk Management
Review your current risk management and insurance coverages to ensure you’re properly set up to protect your family and your assets now and into the future.
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Comprehensive Financial Team
Serve as a point person to coordinate all your trusted advisors into a unified team (CPAs, Attorneys, Investment Managers, Actuaries, Bankers, Personal Assistants).
Investment Management
At Meristem, our investment management approach considers all aspects of your financial life around wealth preservation and growth to meet your short and long-term goals.
Our approach is implemented in a personalized and disciplined manner. Financial success is achieved with a focused and consistent approach rather than trying to ‘beat the market’.
There are three key principles we use to create and maintain your portfolio.
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Goals-Based
Assess your current lifestyle along with your short and long-term goals to create a saving and spending plan.
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Risk-Focused
Based on your goals and time horizons, work with you to assess your comfort with risk and ability to achieve your goals based on your personal risk tolerance.
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Systematic and Disciplined Process
We require regular meetings with you to discuss how our strategy is tracking to your evolving goals and consistent rebalancing to align risk and tax strategies.
We determine how much of your money needs to grow over periods of time to keep your lifestyle going – even through a two, three, four-year bear market. We want to ensure you never panic and sell at the bottom or get overly enthusiastic as the markets go through their natural cycle of ups and downs – as they have for more than 100 years. In short, we invest in the market we’re in today, not the market we wish we were in.
Ultimately, we believe the right investment management plan has the appropriate level of risk based on your goals and time horizon. No two clients are the same. Our plan and process is built to ensure that you receive a highly-personalized, detail-driven, holistic plan that has been created to build a future of comfort, security and success.
Institutions
Creating a solid future and meeting today’s needs for businesses, trusts and institutions.
Whether your need is for the investment of capital short term, the retention of key employees, the implementation of employee benefit plans like 401(k)s/403(b)s, or an investment plan to smooth the volatility of reserves, we can assist.
Meeting the challenges of a changing economic, regulatory and inflationary landscape can have a significant impact on your balance sheet. We engage with you to do the appropriate level of planning, education and investment management to assure positive outcomes.
Planning, goal setting, and monitoring outcomes are not unique to individuals, families or institutions, but universally applicable. We won’t tell you how to run your business but can share insight on overcoming impediments to success.
Get In Touch
We serve high-net-worth families, business owners, and ambitious professionals who value clear guidance, fiduciary discretion, and a trusted, long-term financial partnership.
Let’s talk about your building your family's financial future.
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